Cheap California Car Insurance Quotes
Anyone who owns a car must have insurance for it. This is just a fact of driving. Insurance protects the driver, the driver’s car, the other driver’s car, and the other driver in the event of an accident. There is a minimum level of insurance required to be able to legally drive. That level is different from state to state. Rates can also vary from person to person based on where they live, the value of their car, and their driving record.
Automobile insurance comes in all different shapes and sizes. Some people opt for just the minimum amount of insurance that is required in their state. Other drivers opt for a more expensive option for expanded coverage. The amount of insurance needed varies from person to person based on their needs and their wants. There 3 different kinds of insurance and what they cover.
Liability Insurance – Every driver must at least have liability insurance to able to drive in their state. Liability exists to cover the other driver in the event of an accident. The minimum amount of coverage varies from state to state. This insurance will pay the third party in the accident if the insured is at fault. It can be used to pay for damage to the car or any medical payments that may be incurred as a result of the accident.
Comprehensive – Comprehensive insurance covers a broader spectrum as it results to the automobile. Different services can be purchased in an a la carte method when making the decision to get comprehensive coverage. Comprehensive coverage can cover broken windshields, broken windows, theft, and it can even include renter’s insurance for the individual’s apartment or house.
Full Coverage – This type of coverage does exactly what it sounds like it does. It covers everything associated with the car. If the car is stolen or totaled, the driver will get a check for the full value of the car. It can also cover other perks like a free rental car if the car is in the repair shop for an extended period of time. It can also cover a driver if they decide to rent a car.
There are so many car insurance companies in California that looking for the right insurance provider can be quite confusing. Same Day Insurance provides customers with cheap California car insurance quotes to help them get on the road and protect themselves legally and for a good price. Getting caught driving without insurance can be disastrous for your future. Always make sure to at least have the minimum amount of car insurance required in your state.